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The entire contents of this web site, promotional emails, DownstreamExchange Enewsletters are all copyrighted © 1997-2024 by Downstream Exchange Company. All rights reserved. Downstream Exchange Company authorizes users to download one copy of the information contained in this web site on any single computer and print a copy of the information for your use. The contents of this web site, promotional emails, DownstreamExchange Enewsletters may not otherwise be printed, copied, reproduced, distributed, transmitted, uploaded, downloaded, stored, displayed in public, altered, or modified without the prior written consent of Downstream Exchange Company. No permission is granted here to use Downstream Exchange Company name, icons, site address, or other means to hyperlink to other Internet web sites with any page in the Downstream Exchange Company other than the Links of Interest page. 

Any program, publication, design, product, process, software, technology, information, know-how, or idea described in this document may be the subject of other rights, including other intellectual property rights, which may be owned by Downstream Exchange Company or other interested parties and are not licensed to you hereunder. 

All other product names, icons, images may be trademarked or copyrighted by others.

Legal Disclaimer

The information, materials and links to various web sites are intended to provide general information on a particular subject or subjects and are not an exhaustive treatment of such subjects. The information and materials contained in this web site, as well as links to other various web sites, must not be regarded as tax, accounting, legal, investment, consulting or other professional advice or services. The effect and application of various laws can and do vary depending upon the unique situation of each user. Therefore, before the user of this web site makes any decision or takes any action which might affect their personal finances or business, they are urged to consult a qualified professional advisor who understands the user's particular factual situation.  

Downstream Exchange Company disclaims any responsibility for any actions taken by users in their specific cases or for any misinterpretation on the part of users of this web site. 

The Links page and other pages contain links to web sites that contain information, services or resources that you may find useful. We are attempting to include only links to web sites which are in good taste and safe for users of our "links of interest" web page. We are not endorsing, recommending, promoting or favoring the products and services sold at some of these sites. We are not responsible for the contents of those web sites and cannot guarantee that a web site will not change without our knowledge. We are simply providing organized access to the information, services or resources provided at these web sites. The web sites are maintained by third parties and Downstream Exchange Company makes no express or implied warranties as to the accuracy or any other aspect of the information, services or resources contained at these web sites. 
 
THE INFORMATION CONTAINED IN THIS WEB SITE IS PROVIDED "AS IS" AND DOWNSTREAM EXCHANGE COMPANY MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS OR WARRANTIES, INCLUDING WARRANTIES OF PERFORMANCE, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FORGOING, DOWNSTREAM EXCHANGE COMPANY DOES NOT WARRANT OR GUARANTEE THAT THIS WEB SITE OR INFORMATION CONTAINED THEREIN WILL BE ERROR-FREE, WILL MEET ANY PARTICULAR CRITERIA OF PERFORMANCE OR QUALITY, IS COMPLETE OR TIMELY. DOWNSTREAM EXCHANGE COMPANY EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES OR MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPATIBILITY, SECURITY, AND ACCURACY. YOUR USE OF THIS WEB SITE AND THE INFORMATION CONTAINED THEREIN IS AT YOUR OWN RISK. YOU ASSUME FULL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM THE USE OF THIS WEB SITE AND THE INFORMATION CONTAINED THEREIN. DOWNSTREAM EXCHANGE COMPANY WILL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY OTHER DAMAGES WHATSOEVER, WHETHER IN AN ACTION OF CONTRACT, STATUTE, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, RELATING TO THE USE OF THIS WEB SITE OR THE INFORMATION CONTAINED THEREIN. 

This site and its content are made available only to provide information about the Downstream Exchange Company. The Downstream Exchange Company maintains this site in Pasadena, California, USA, and makes no representation that this site or any content on or accessed through the site are appropriate or available for use in other jurisdictions. You are responsible for compliance with all applicable laws and regulations.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, torturous behavior, negligence, or under any other cause of action. 

The users of this web site acknowledge that Downstream Exchange Company is not liable for your defamatory, offensive, infringing or illegal materials or conduct, or that of third parties. Downstream Exchange Company reserves the right to remove such materials from our web site without liability. 

Downstream Exchange Company assumes no responsibility for any other party's web site hyper linked to their web site or in which any part of their web site has been hyper linked.  

To the extent any of the above is not fully enforceable for any reason, the remainder shall continue to apply.